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Fast Funding
for gig workerssmall businessescontractorsself employed

Fast Funding for

gig workerssmall businessescontractorsself employed

Receive up to $10,000 in hours, not days

Instant business funding built for the modern workforce. Apply from your phone and get funded the same day.*

Get Funded →See how it works
$10K
Maximum funding
5 min
Application time*
Same Day
Funding speed*
How it works

Funded in three simple steps

No paperwork, no waiting. Apply from your phone and get funded the same day.

1
Apply in minutes
Complete a simple application and securely connect your bank account.
2
Get approved
We review your business activity and approve qualified applicants quickly.
3
Receive funds
Up to $10,000 deposited directly to your bank account, often the same day.
Start your application →
Why GigFi

Built for people who hustle

Traditional banks don't understand the modern entrepreneur. We do.

Same-day funding*
Receive up to $10,000 deposited to your account in hours, not days.
Flat fee, no interest
One transparent fee upfront. No compounding interest.
Revenue-aligned payments
Simple weekly remittances tied to your earnings — designed to work with your cash flow, not against it.
Bank-level security
256-bit encryption to keep your data safe.
5-minute application
A quick, simple process — entirely online from any device.
Built for entrepreneurs
We evaluate your business activity, not traditional credit metrics.
Who qualifies

Made for the modern workforce

Whether you drive, deliver, create, or run a shop — we've got you covered.

Rideshare, Delivery
  • Uber
  • Lyft
  • DoorDash
  • Grubhub
  • Amazon Flex
  • Instacart
  • Spark (Walmart)
  • Shipt
  • and more...
Small Business
  • Salons
  • Beauty
  • Food Trucks
  • Lawn Care
  • Pool Care
  • Retail
  • Bodegas
  • Auto Repair
  • and more...
Contractors
  • Consultants
  • Home Health Aides
  • Event Planners
  • Tutors
  • Trainers
  • Electricians
  • Plumbers
  • Photographers
  • and more...
Sellers, Freelancers
  • Amazon
  • Etsy
  • Fiverr
  • Upwork
  • TaskRabbit
  • Poshmark
  • eBay
  • Mercari
  • and more...
Content Creators
  • YouTube
  • Twitch
  • Instagram
  • TikTok
  • Fanvue
  • Patreon
  • Podcasters
  • Substack
  • and more...
Swipe to see more →
Requirements

Simple eligibility

We focus on your business health, not your personal credit history.

Active bank account
Connected securely online
$1,500+ monthly revenue
Average monthly business revenue
3+ months in business
Minimum operational history required
Quick check
Active business bank account
$1,500+ average monthly revenue
3+ months of business activity
Valid government-issued ID
Check eligibility →
FAQ

Common questions

Everything you need to know about getting funded.

GigFi provides merchant cash advances — a form of business funding where you receive an advance on your future business earnings. This is not a loan. It's designed for self-employed individuals, gig workers, and small business owners who need fast access to working capital.
GigFi evaluates your business's financial health through an analysis of your bank statements. Eligibility requirements include a minimum of three months of business operation and a steady bank account with at least $1,500 in average monthly revenue.
Provide some basic personal information and securely connect your bank account. Our review process means you could receive a decision within minutes. The entire process takes about 5 minutes.
Your advance is repaid through simple weekly remittances that align with your revenue. All repayment terms are disclosed upfront before you accept any offer.
GigFi charges a single, transparent factor rate disclosed before you accept funding. There are no hidden fees, no compounding interest, and no early repayment penalties.
We safeguard all personal and business information with 256-bit encryption. We use industry-standard security measures for all bank connections. Your data is never sold to third parties.

Ready to get funded?

Apply in minutes and receive up to $10,000 deposited to your account. Transparent terms, no surprises.

Get Funded →
*Application time and funding speed are estimates and may vary based on individual circumstances, verification requirements, and banking institution processing times. Same-day funding is not guaranteed.

GigFi provides merchant cash advances, which are not loans. Funding amounts, terms, and factor rates vary based on business qualifications and may differ from amounts shown. All terms, fees, and repayment details are disclosed prior to acceptance. Not all applicants will qualify. GigFi LLC, 333 S.E. 2nd Ave, Suite 2000, Miami, FL 33131.